OFF-ROAD CARAVAN INSURANCE

SUMMARY OF BENEFITS

CaraCOVER

This covers the Off-Road Caravan for Accident, Malicious Damage, Theft, Storm Damage, Hi-Jack, etc.

CaraCONTENTS

The Contents of the Off-Road Caravan is covered for an overall limit of R30 000 and include the following:
BEDDING (R3 500)
Blankets, Sleeping bags, Pillows, Pillowcases, Sheets, Duvets, etc.
KITCHEN (R3 500)
Pots, Pans, Crockery, Cutlery, etc.
CLOTHING (R2 000)
Clothing normally kept inside the Off-Road Caravan
ELECTRICAL APPLIANCES (overall R8 000 – R1 500 per item)
Portable radio/Hi-Fi, TV, satellite dish, portable coller box, etc.
ACCESSORIES (R8 000)
Folding tables and chairs, portable braai, water container, wash-up basin, etc.
TENTS (R5 000)
Patio-rooms (Rally tents), Multi-rooms, Gazebos, Dome tents

CaraCARE

The CaraCARE is automatically included and covers both the Towing vehicle and the Off-Road Caravan for:
ROADSIDE ASSISTANCE
Flat tyres, Flat battery, Keys locked inside the Off-Road Caravan, Running out of fuel and Repatriation of vehicle.
TRAVEL ASSISTANCE
We will assist with Directions, Weather Line, Sports bookings, Restaurant bookings, etc.

HOME ASSISTANCE
A service putting you in touch with reliable service providers such as Electricians, Plumbers, Glaziers, etc. This also include a security service in the event of a burglary whilst you are away from home. The CaraCARE benefit is offered to the Cara-Sure member when departing on a journey, whilst on vacation until the safe return home.
Please Note: If you tow a third vehicle (trailer, boat), it will not be covered for Roadside assistance.

EXCESSES

In respect of each and every event giving rise to a claim, excluding a third party liability claim for which no excess is payable, you will be liable for the payment of the excess as specified below:

BASIC EXCESS

5% of the claim amount – minimum R1 000

CONTENTS

R500 for each and every claim

WINDOW/GLASS

30% of the replacement value of any window glass subject to a minimum of R250 except for the filling or repairing of chips or cracks where no excess will apply.







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